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| user: iis apppool\cms1 | host: TEST-IIS | ps: 5.1.14393.3053 | pid: 9336
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C:\inetpub\wwwroot\niveshinvestment.com
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<!DOCTYPE html> <html lang="en"> <head> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="icon" href="#" type="image/x-icon" /> <!-- The above 3 meta tags *must* come first in the head; any other head content must come *after* these tags --> <title>NG Capital & Wealth</title> <!-- Icon css link --> <link href="css/font-awesome.min.css" rel="stylesheet"> <!-- Bootstrap --> <link href="css/bootstrap.min.css" rel="stylesheet"> <!-- Rev slider css --> <link href="css/settings.css" rel="stylesheet"> <link href="css/layers.css" rel="stylesheet"> <link href="css/navigation.css" rel="stylesheet"> <link href="css/animate.css" rel="stylesheet"> <!-- Extra plugin css --> <link href="css/bootstrap-select.css" rel="stylesheet"> <link href="css/owl.carousel.min.css" rel="stylesheet"> <link href="css/magnific-popup.css" rel="stylesheet"> <link href="font/flaticon.css" rel="stylesheet"> <link href="css/style.css" rel="stylesheet"> <link rel="stylesheet" href="css/responsive.css"> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.7.0/css/font-awesome.min.css"> <link rel="icon" href="images/favi.png" type="png"> </head> <body> <!--================Header Area =================--> <header class="main_menu_area_five"> <div class="header_logo_area"> <div class="container"> <div class="row"> <div class="col-md-3"> <a class="logo" href="index.html"><img src="images/logo.png" alt="logo"></a> </div> <div class="col-md-9 col-sm-12"> <div class="top-two-right"> <a href="login.html" class="submit learn_btn"><i class="fa fa-user"></i>Login</a> <div class="top-panel"> <ul class="nav top-contact-info"> <li class="item item-phone"> <a href="telto:+91 8169551158"><i class="fa fa-phone"></i>+91 8169551158</a> </li> <li class="item item-ad"> <a href="mailto:ngcapllp@gmail.com"><i class="fa fa-envelope"></i>ngcapllp@gmail.com</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="menu_inner_area_two"> <div class="container"> <div id="navbar"> <nav class="navbar navbar-default navbar-static-top" role="navigation"> <div class="navbar-header"> <button type="button" class="navbar-toggle" data-toggle="collapse" data-target="#navbar-collapse-1"> <span class="sr-only">Toggle navigation</span> <span class="icon-bar"></span> <span class="icon-bar"></span> <span class="icon-bar"></span> </button> </div> <div class="collapse navbar-collapse" id="navbar-collapse-1"> <ul class="nav navbar-nav"> <li><a href="index.html">Home</a></li> <li><a href="about.html">About Us</a></li> <li class="dropdown"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Services<b class="caret"></b></a> <ul class="dropdown-menu"> <li><a href="finance.html">Financial Planning</a></li> <li><a href="insurance.html">Insurance Planning</a></li> <li><a href="wealth.html">Wealth Management</a></li> <li><a href="tax.html">Tax Planning</a></li> <li><a href="retire.html">Retirement Planning</a></li> <li><a href="estate.html">Estate Planning</a></li> </ul> </li> <li class="dropdown active"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Products<b class="caret"></b></a> <ul class="dropdown-menu"> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </li> <li><a href="calculator.html">Calculators</a></li> <li class="dropdown"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Resources <b class="caret"></b></a> <ul class="dropdown-menu"> <li class="dropdown dropdown-submenu"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Downloads</a> <ul class="dropdown-menu"> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadapplicationform" target="_blank">Common Application Form </a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfmpapplicationform-fmpapp" target="_blank">FMP Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadnfoapplicationform-nfoapp" target="_blank">NFO Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfdapplicationform-fdapp" target="_blank">FD Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/kycform" target="_blank">KYC Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadincometaxforms-itf" target="_blank">Income Tax Forms</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadmfmultiplebankregistrationform-mfmbr" target="_blank">MF Multiple Bank Registration Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfatkaandotherform" target="_blank">FATCA & Other Declaration Forms</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadtransactionslips-translip" target="_blank">Transaction Slips</a></li> </ul> </li> <li><a href="videos.html">Educational Videos</a></li> </ul> </li> <li><a href="contact.html">Contact Us</a></li> </ul> </div> <!-- /.navbar-collapse --> </nav> </div> </div> </div> </header> <!--================Header Area =================--> <!--================Slider Area =================--> <section class="banner_area"> <div class="container"> <div class="banner_inner"> <h2>Health Insurance</h2> <ul> <li><a href="index.html">Home</a></li> <li class="active"><a href="#">Products</a></li> </ul> </div> </div> </section> <!--================End Slider Area =================--> <section class="service-section"> <div class="container"> <div class="row"> <div class="col-md-12 col-sm-12 col-xs-12 service_content"> <h5>What Is Health Insurance?</h5> <p>Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.</p> <p>In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The "insured" is the owner of the health insurance policy; the person with the health insurance coverage.</p> <p><b>Types Of Health Insurance Plans:</b></p> <h5>Hospitalization Plans</h5> <p>Hospitalization plans reimburse the hospitalization and medical costs of the insured subject to the sum insured. For this reason, the plans are also known as indemnity plans. The sum assured can be fixed - for a member of the family in case of <b>individual health policies</b> or â for a family as a whole in case of a <b>family health insurance policy.</b> For instance, consider a three-member family with an individual cover of Rs. 2 lakh each. Each member can claim reimbursement for a maximum of Rs. 2 lakh as all three policies are independent.If the family applies for a family health plan cover of Rs. 6 lakhs, then any family member can claim medical benefit for more than Rs. 2 lakh so long as it is within the overall sum assured of Rs. 6 lakhs.</p> <h5>Hospital Daily Cash Benefit Plans</h5> <p>A hospital cash plan pays you a specific prefixed amount for each day you are hospitalized. The number of days for which this benefit is paid is typically capped. This plan is useful to cover ancillary costs (medical and non-medical) that are not covered under health insurance plan and to provide for loss of income during hospitalization ( for self-employed ). While deciding this plan you need to look into Daily cash limit, Number of days of coverage in a policy year and eligibility (or pre-conditions) for claiming the benefit.</p> <h5>Critical Illness Plans</h5> <p>These are benefit-based health insurance plans which pay a lumpsum amount on diagnosis of predefined critical illnesses and medical procedures. The illnesses are specified at the outset. By nature, critical illnesses are high severity and low frequency and cost of treatment is higher compared to regular medical problems like heart attack, stroke, among others.</p> <p><b>Reasons To Buy Health Insurance</b></p> <ul> <li><i class="fa fa-check-circle-o"></i>Rising Cost of Treatments: Medical treatments cost rise by 15% every year due to Inflation.</li> <li><i class="fa fa-check-circle-o"></i>Financial Security: Gives you financial security and quality healthcare access for expenses like hospitalization, day care treatments and even OPD expenses.</li> <li><i class="fa fa-check-circle-o"></i>Tax Benefit: Saves your tax under Section 80D up to INR 55,000 every year</li> </ul> <p>Once you buy a health insurance plan, you might feel relaxed that you have covered you and your family against any possible hospitalization in future. But if you don't go through the exclusion section of your policy, then you might get surprises at the time of claim. So before finalizing on any health insurance plan go through its exclusion and select the one which has least number of <b>exclusions</b> and are clearly defined.</p> <p><b>Pre-Existing Diseases</b> are those which you are suffering from before opting to buy a health insurance plan, and therefore insurance companies do not cover them from day 1 of your policy. They have a waiting period ranging between 2-4 years in which they will not be liable for any claim arising on account of your pre-existing disease. Therefore you should look for health plans which will cover your existing disease and have the least number of years of waiting period.</p> </div> </div> </div> </section> <!--================Footer Area =================--> <footer class="footer_weidget_area"> <div class="container"> <div class="row f_widget_inner"> <div class="col-sm-3 col-xs-6"> <aside class="f_widget link_widget"> <div class="f_title"> <h3>Produts</h3> </div> <ul> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </aside> </div> <div class="col-sm-2 col-xs-6"> <aside class="f_widget link_widget link_widget_two"> <div class="f_title"> <h3>Qiuck Links</h3> </div> <ul> <li><a href="about.html">About Us</a></li> <li><a href="contact.html">Contact Us</a></li> <li><a href="Calculator.html">Calculators</a></li> <li><a href="videos.html">Videos</a></li> </ul> </aside> </div> <div class="col-sm-3 col-xs-6"> <aside class="f_widget about_widget"> <div class="f_title"> <h3>Contact Us</h3> </div> <ul> <li><i class="fa fa-map-marker"></i>F - 65, Saidham Arcade, P K Road, Mulund West, Mumbai 400080</li> <li><i class="fa fa-envelope"></i><a href="mailto:ngcapllp@gmail.com">ngcapllp@gmail.com</a></li> <li><i class="fa fa-phone"></i><a href="telto:+91 8169551158">+91 8169551158</a></li> </ul> </aside> </div> <div class="col-sm-4 col-xs-6"> <aside class="f_widget subscrib_widget"> <div class="f_title"> <h3>Location</h3> </div> <iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3768.533564461636!2d72.94595111538496!3d19.171884153932584!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x3be7b8f7bebe8ef9%3A0x60f61ac4d400d04d!2sPurushottam%20Kheraj%20Rd%2C%20Mulund%20West%2C%20Mumbai%2C%20Maharashtra%20400080!5e0!3m2!1sen!2sin!4v1577361194024!5m2!1sen!2sin" width="100%" height="200" frameborder="0" style="border:0;" allowfullscreen=""></iframe> </aside> </div> </div> </div> </footer> <div class="footer-bottom"> <div class="container"> <div class="row"> <div class="col-md-6 col-sm-12 copyright"> <p>Copyrights © 2019 All Rights Reserved. Powered by <a href="index.html">NG Capital & Wealth</a> </p> </div> <div class="col-md-6 col-sm-12 pru-tech"> <p>© 2019 Designed and Develope By <img src="images/pru_it.png"/></p> </div> </div> </div> </div> <!--================End Footer Area =================--> <!--================End Contact Success and Error message Area =================--> <!-- jQuery (necessary for Bootstrap's JavaScript plugins) --> <script src="js/jquery-2.2.4.js"></script> <!-- Include all compiled plugins (below), or include individual files as needed --> <script src="js/bootstrap.min.js"></script> <!-- Rev slider js --> <!-- Extra plugin js --> <script src="vendors/bootstrap-select.js"></script> <script src="vendors/owl.carousel.min.js"></script> <script src="vendors/waypoints.min.js"></script> <script src="vendors/jquery.counterup.min.js"></script> <script src="vendors/jquery.magnific-popup.min.js"></script> <script src="vendors/imagesloaded.pkgd.min.js"></script> <script src="vendors/isotope.pkgd.min.js"></script> <script src="vendors/skrollr.min.js"></script> <script src="vendors/jquery.nicescroll.min.js"></script> <!--gmaps Js--> <script src="https://maps.googleapis.com/maps/api/js?key=AIzaSyCjCGmQ0Uq4exrzdcL6rvxywDDOvfAu6eE"></script> <script src="js/gmaps.min.js"></script> <!-- contact js --> <script src="js/jquery.form.js"></script> <script src="js/jquery.validate.min.js"></script> <script src="js/contact.js"></script> <script src="js/theme.js"></script> </body> </html>
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