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| user: iis apppool\cms1 | host: TEST-IIS | ps: 5.1.14393.3053 | pid: 9336
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<!DOCTYPE html> <html lang="en"> <head> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="icon" href="#" type="image/x-icon" /> <!-- The above 3 meta tags *must* come first in the head; any other head content must come *after* these tags --> <title>NG Capital & Wealth</title> <!-- Icon css link --> <link href="css/font-awesome.min.css" rel="stylesheet"> <!-- Bootstrap --> <link href="css/bootstrap.min.css" rel="stylesheet"> <!-- Rev slider css --> <link href="css/settings.css" rel="stylesheet"> <link href="css/layers.css" rel="stylesheet"> <link href="css/navigation.css" rel="stylesheet"> <link href="css/animate.css" rel="stylesheet"> <!-- Extra plugin css --> <link href="css/bootstrap-select.css" rel="stylesheet"> <link href="css/owl.carousel.min.css" rel="stylesheet"> <link href="css/magnific-popup.css" rel="stylesheet"> <link href="font/flaticon.css" rel="stylesheet"> <link href="css/style.css" rel="stylesheet"> <link rel="stylesheet" href="css/responsive.css"> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.7.0/css/font-awesome.min.css"> <link rel="icon" href="images/favi.png" type="png"> </head> <body> <!--================Header Area =================--> <header class="main_menu_area_five"> <div class="header_logo_area"> <div class="container"> <div class="row"> <div class="col-md-3"> <a class="logo" href="index.html"><img src="images/logo.png" alt="logo"></a> </div> <div class="col-md-9 col-sm-12"> <div class="top-two-right"> <a href="login.html" class="submit learn_btn"><i class="fa fa-user"></i>Login</a> <div class="top-panel"> <ul class="nav top-contact-info"> <li class="item item-phone"> <a href="telto:+91 8169551158"><i class="fa fa-phone"></i>+91 8169551158</a> </li> <li class="item item-ad"> <a href="mailto:ngcapllp@gmail.com"><i class="fa fa-envelope"></i>ngcapllp@gmail.com</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="menu_inner_area_two"> <div class="container"> <div id="navbar"> <nav class="navbar navbar-default navbar-static-top" role="navigation"> <div class="navbar-header"> <button type="button" class="navbar-toggle" data-toggle="collapse" data-target="#navbar-collapse-1"> <span class="sr-only">Toggle navigation</span> <span class="icon-bar"></span> <span class="icon-bar"></span> <span class="icon-bar"></span> </button> </div> <div class="collapse navbar-collapse" id="navbar-collapse-1"> <ul class="nav navbar-nav"> <li><a href="index.html">Home</a></li> <li><a href="about.html">About Us</a></li> <li class="dropdown"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Services<b class="caret"></b></a> <ul class="dropdown-menu"> <li><a href="finance.html">Financial Planning</a></li> <li><a href="insurance.html">Insurance Planning</a></li> <li><a href="wealth.html">Wealth Management</a></li> <li><a href="tax.html">Tax Planning</a></li> <li><a href="retire.html">Retirement Planning</a></li> <li><a href="estate.html">Estate Planning</a></li> </ul> </li> <li class="dropdown active"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Products<b class="caret"></b></a> <ul class="dropdown-menu"> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </li> <li><a href="calculator.html">Calculators</a></li> <li class="dropdown"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Resources <b class="caret"></b></a> <ul class="dropdown-menu"> <li class="dropdown dropdown-submenu"> <a href="#" class="dropdown-toggle" data-toggle="dropdown">Downloads</a> <ul class="dropdown-menu"> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadapplicationform" target="_blank">Common Application Form </a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfmpapplicationform-fmpapp" target="_blank">FMP Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadnfoapplicationform-nfoapp" target="_blank">NFO Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfdapplicationform-fdapp" target="_blank">FD Application Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/kycform" target="_blank">KYC Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadincometaxforms-itf" target="_blank">Income Tax Forms</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadmfmultiplebankregistrationform-mfmbr" target="_blank">MF Multiple Bank Registration Form</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadfatkaandotherform" target="_blank">FATCA & Other Declaration Forms</a></li> <li><a class="dropdown-item" href="https://www.prudentcorporate.com/downloadtransactionslips-translip" target="_blank">Transaction Slips</a></li> </ul> </li> <li><a href="videos.html">Educational Videos</a></li> </ul> </li> <li><a href="contact.html">Contact Us</a></li> </ul> </div> <!-- /.navbar-collapse --> </nav> </div> </div> </div> </header> <!--================Header Area =================--> <!--================Slider Area =================--> <section class="banner_area"> <div class="container"> <div class="banner_inner"> <h2>Mutual Funds</h2> <ul> <li><a href="index.html">Home</a></li> <li class="active"><a href="#">Products</a></li> </ul> </div> </div> </section> <!--================End Slider Area =================--> <section class="service-section"> <div class="container"> <div class="row"> <div class="col-md-12 col-sm-12 col-xs-12 service_content"> <ul> <li><i class="fa fa-check-circle-o"></i>A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds or other securities.</li> <li><i class="fa fa-check-circle-o"></i>Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.</li> <li><i class="fa fa-check-circle-o"></i>Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.</li> </ul> <h5>Some common myths about investing in mutual fund </h5> <p><b>Investment in mutual fund (MF) is always risky :</b> No, it is not. Mutual fund is not necessarily all about equity or stocks. Mutual funds also deal into debt instruments like Certificate of Deposits (CDs), Bonds, Govt. Securities (G-Sec.), Non-convertible Debentures (NCDs) etc. This means that a mutual fund scheme can also have all or some of these debt instruments in its portfolio. Different debt instruments have different maturity periods. MF schemes which are having debt papers of very small duration are least risky. Such schemes are known liquid MF schemes. These schemes can be as safe and as liquid as your savings bank a/c. Similarly, carefully chosen debt MF schemes can be as safe as fixed deposits along with better tax-adjusted return.</p> <p><b>Investment in MF requires demat a/c :</b> No, it does not. Though equity MF scheme does invest into stocks of companies, but you need not to have a demat a/c to hold units of such MF schemes. All you need is to be KYC compliant (i.e. having PAN and valid address proof) and have an active bank account. Thatâs it. At FundzBazar (check the login section of this site to register or sign-in to trade instantly in mutual fund schemes) you can even invest completely online and instantly that too without having any demat a/c!</p> <p><b>Investment in MF requires timing the market :</b> No, you need not to time the market if you are investing for long term through Systematic Investment Plans (SIP) i.e. investing a small amount at regular intervals for a number of years. If you do that then, your investments will reap the benefit of rupee cost averaging i.e. buying more units when price is low and buying lesser units when price is high by investing same amount every time.</p> <p><b>Higher unit value (NAV) means a costly purchase :</b> No, it does not. Let me give you an example. Suppose you asked me, the rate of inflation in last 2 financial years (FY) and I told you that in FY 2013-14 cost inflation index (CII) stood at 939, and in next two FYs CII values were at 1024 and 1081. Does it mean anything to you? No. It would have helped you instead if I had told you that in last two FYs rate of inflation were 5.57% (FY 2015-16) and 9.05% (FY 2014-15). So what matters is percentage of relative change and not the value itself as the base values in cases of both inflation (at 100) and mutual fund NAV (at 10) are assumed for ease of understanding and measurement. So look at yearly growth rate of a schemeâs NAV rather than NAV itself. If itâs consistently beating its benchmark return then itâs worth considering.</p> <p><b>Returns from all MF investments is taxed similarly :</b> If in portfolio of a MF scheme, percentage of exposure into equity type of instruments is more than or equal to 65% - such schemes are then known as equity schemes. Similarly, if percentage of exposure into debt type of instruments is more than or equal to 65% - such schemes are then known as debt schemes. Equity schemes and debt schemes are taxed differently. Taxing also depends on how long you hold the investment before you sell. If equity schemes are sold after holding for more than a year â then 10% tax is to be paid over and above of Rs. 1 lakh gain. If debt schemes are held for more than three years then on indexed gain 20% tax is to be paid. If investments are held for shorter-term then short term capital gain tax is to be paid as per oneâs tax slab.</p> </div> </div> </div> </section> <!--================Footer Area =================--> <footer class="footer_weidget_area"> <div class="container"> <div class="row f_widget_inner"> <div class="col-sm-3 col-xs-6"> <aside class="f_widget link_widget"> <div class="f_title"> <h3>Produts</h3> </div> <ul> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </aside> </div> <div class="col-sm-2 col-xs-6"> <aside class="f_widget link_widget link_widget_two"> <div class="f_title"> <h3>Qiuck Links</h3> </div> <ul> <li><a href="about.html">About Us</a></li> <li><a href="contact.html">Contact Us</a></li> <li><a href="Calculator.html">Calculators</a></li> <li><a href="videos.html">Videos</a></li> </ul> </aside> </div> <div class="col-sm-3 col-xs-6"> <aside class="f_widget about_widget"> <div class="f_title"> <h3>Contact Us</h3> </div> <ul> <li><i class="fa fa-map-marker"></i>F - 65, Saidham Arcade, P K Road, Mulund West, Mumbai 400080</li> <li><i class="fa fa-envelope"></i><a href="mailto:ngcapllp@gmail.com">ngcapllp@gmail.com</a></li> <li><i class="fa fa-phone"></i><a href="telto:+91 8169551158">+91 8169551158</a></li> </ul> </aside> </div> <div class="col-sm-4 col-xs-6"> <aside class="f_widget subscrib_widget"> <div class="f_title"> <h3>Location</h3> </div> <iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3768.533564461636!2d72.94595111538496!3d19.171884153932584!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x3be7b8f7bebe8ef9%3A0x60f61ac4d400d04d!2sPurushottam%20Kheraj%20Rd%2C%20Mulund%20West%2C%20Mumbai%2C%20Maharashtra%20400080!5e0!3m2!1sen!2sin!4v1577361194024!5m2!1sen!2sin" width="100%" height="200" frameborder="0" style="border:0;" allowfullscreen=""></iframe> </aside> </div> </div> </div> </footer> <div class="footer-bottom"> <div class="container"> <div class="row"> <div class="col-md-6 col-sm-12 copyright"> <p>Copyrights © 2019 All Rights Reserved. Powered by <a href="index.html">NG Capital & Wealth</a> </p> </div> <div class="col-md-6 col-sm-12 pru-tech"> <p>© 2019 Designed and Develope By <img src="images/pru_it.png"/></p> </div> </div> </div> </div> <!--================End Footer Area =================--> <!--================End Contact Success and Error message Area =================--> <!-- jQuery (necessary for Bootstrap's JavaScript plugins) --> <script src="js/jquery-2.2.4.js"></script> <!-- Include all compiled plugins (below), or include individual files as needed --> <script src="js/bootstrap.min.js"></script> <!-- Rev slider js --> <!-- Extra plugin js --> <script src="vendors/bootstrap-select.js"></script> <script src="vendors/owl.carousel.min.js"></script> <script src="vendors/waypoints.min.js"></script> <script src="vendors/jquery.counterup.min.js"></script> <script src="vendors/jquery.magnific-popup.min.js"></script> <script src="vendors/imagesloaded.pkgd.min.js"></script> <script src="vendors/isotope.pkgd.min.js"></script> <script src="vendors/skrollr.min.js"></script> <script src="vendors/jquery.nicescroll.min.js"></script> <!--gmaps Js--> <script src="https://maps.googleapis.com/maps/api/js?key=AIzaSyCjCGmQ0Uq4exrzdcL6rvxywDDOvfAu6eE"></script> <script src="js/gmaps.min.js"></script> <!-- contact js --> <script src="js/jquery.form.js"></script> <script src="js/jquery.validate.min.js"></script> <script src="js/contact.js"></script> <script src="js/theme.js"></script> </body> </html>
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